How Do I Re-mortgage? (remortgages can be as quick as 10 days depending on circumstances)

Generally the process is fairly simple.
The new lender will review the borrower’s application and ask for related paperwork including proof of income, outstanding debts and expenditure.
A home valuation is also required. This valuation may be less intense than the type required for an initial mortgage with the surveyor viewing the exterior of the borrower’s property and asking a few pertinent questions. In some cases a full valuation is required.
Borrowers may be required to pay for the valuation and the legal fees. The amounts charged for a re-mortgage vary from lender to lender.

How Much can I Re-mortgage for?

Please complete the short enquiry form below to receive a call from a whole of market mortgage advisor in the Luton area who will advise you if your are eligible to remortgage and how much you can remortgage for.